EyeMed vs VSP: Comparing These Vision Giants

EyeMed vs VSP

EyeMed and VSP are two of the largest vision insurance companies in the United States. As you can imagine, they’re also direct competitors.

If you have or are looking to purchase vision insurance, you may be wondering what makes these companies unique. In this article, you’ll learn about the similarities and differences of EyeMed and VSP (including how they compare in cost).

How are EyeMed and VSP similar?

Both EyeMed and VSP can offer members significant savings on eye exams, contact lenses, and glasses. They also offer discounts on vision correction surgery (such as LASIK and PRK). In fact, EyeMed does through the U.S. Laser Network while VSP does through VSP Laser VisionCare Program.

Furthermore, both companies have large doctor networks and numerous plans to choose from (with varying copays, coverage, and benefits). They both are taken by various practice modalities (i.e. private, corporate, etc.) and require you to choose to use your benefits towards glasses OR contact lenses.

If you’re looking for medically necessary contact lens coverage, both EyeMed and VSP have plans with this benefit available.

RELATED: EyeMed Vision Insurance: What You Need To Know

How are EyeMed and VSP different?

The first difference that sticks out between EyeMed and VSP is their provider network. For example, most private practice doctors have the option to join both EyeMed and VSP. This is something you’d have to research before scheduling an appointment at a private practice.

However, doctors located at LensCraftersTarget Optical, and Sears Optical are typically in-network with EyeMed while those located at Visionworks, MyEyeDr, and EyeCare Centers are typically in-network with VSP. This doesn’t mean if you have VSP you can’t go to LensCrafters or if you have EyeMed you can’t go to Visionworks. It’s just not guaranteed your exam will be covered.

As direct competitors, EyeMed and VSP have different objectives. EyeMed is owned by EssilorLuxottica who also owns LensCrafters, Target Optical, Pearle Vision, Sunglass Hut, several frame brands, and Essilor lenses. On the other hand, VSP owns Visionworks, Eyeconic, various frames brands, UNITY lenses, and Community Eye Care vision insurance. With vested interested in their vertical, you may find both insurances are looking to direct you to providers that are affiliated with or carry their products.

RELATED: VSP Vision Insurance: What You Need To Know

Price comparison

The cost for both EyeMed and VSP varies depending on what plan you choose and how you sign up (as an individual or with a company). In general, company-sponsored plans tend to cost you (the employee) a lot less.

For EyeMed, there are a number of plans to sign up for which range $5 a month (individual discount plan) to $90 a month (family plan). You can sign-up online without any enrollment fees and start taking advantage of the benefits on your selected enrollment date.

For VSP, there are an array of plans to sign up for which range $13/month for an individual standard plan to $80/month for a premium family plan. Fortunately, you can sign-up online without any enrollment fees and start taking advantage of VSP benefits within 5 business days.

Final thoughts

In the end, EyeMed and VSP are similar in many ways. While they’re direct competitors and the two largest vision insurances in the United States, both companies aim to provide their members with the best eye care benefits possible. Honestly, if your company provides either of these vision insurances as an option, you’re in luck. If you’re looking to purchase vision insurance on the open market, price both insurances out and purchase the one that provides the best bang for your buck!

Do you prefer EyeMed or VSP? Leave your thoughts in the comments below!


  1. We called VSP and talked to a very nice representative, then we tried to call Eyemed and tried to get a representative and there system kept asking for all this information, so we gave up. We got the impression that Eyemed makes it very hard to find out if we would want to become members, so VSP wins.

  2. Thank you for sharing your experience, Jeff. Customer service is very important and something to take into consideration when purchasing vision insurance.

  3. I called VSP today and a representative named Alvaro was very kind and accommodating. I called EyeMed and could not get through to a human being. I am still interested in exploring my options, but VSP definitely wins for customer service and accessibility.

  4. My local eye doctor has sent a letter indicating that she will no longer be an in network provider for VSP. Here is what her letter said to my family: The plan and product formulary effective Jan 1, 2021 will be to use their own products. They now own their own frames lines, contact lenses, glasses lens designs and treatments as well as retail and online vision outlets. This lets VSP maximize profits at the expense of patients and doctors by limiting choices, particularly of glasses and contacts lenses. Some states have laws that prohibit insurers from determining what doctors must prescribe..VSP I’d facing a number of lawsuits, and I am hopeful they will rescind this new policy.”

  5. Thank you for sharing, Laura. VSP decided not to move forward with what was specified by your eye doctor for 2021 but it’s possible they revisit an idea like this in the future.

  6. My company has provided VSP and EyeMed variously over the years. Last and this year it is EyeMed. I went in to get my usual Zeiss progressives (Tier 4) and EyeMed will not cover them as “in-network” (dispenser is in-network) as their owned labs and owned manufacturer (Essilor) must be used. This is not insurance, it is a forced product sale. The Essilor “””equivalent””” failed 2 years ago and that is why I switched. Now I am being forced to switch or, in effect cost-wise, not have insurance.